Car Insurance

Car insurance explained for Indian owners: policy types, premiums, electric cars, used-car transfers and how IDV fits in.

EVs follow the same IDV rules as petrol cars — with a few important differences around the battery, charger and third-party premium.

October 20, 2026·3 min read

The seller's policy can move to you — but their No Claim Bonus can't. Here is how IDV, NCB and insurance transfer…

October 20, 2026·4 min read

IDV drives the own-damage part of your premium. Here is how much it really moves the price, compared with NCB, engine size,…

October 20, 2026·3 min read

Three policy types, three very different levels of protection. Here is what each covers, what the law requires and how to choose.

October 20, 2026·3 min read